CAL receives targeted funding for debt services from Capitalise, L&Q and Phoenix Community Housing. Clients receive a comprehensive service (primarily face-to-face), including assistance with approaching creditors and bailiffs, budgeting, and a review of their benefits.

The Capitalise service provides advice and casework for those in Lewisham who are experiencing debt issues.

Phoenix and L&Q are Housing Associations with a significant local presence and CAL offers debt advice to their tenants, either via referral from the Housing Association, or self-referral.